We have built tiny homes for a wide array of needs. One of the most common challenges with purchasing a tiny home can be financing. We don’t currently offer in-house financing, but we would like to make sure our clients have some additional information that may assist in paying for their new home.

Depending on where you live, you may be able to obtain conventional financing in the form of a personal loan, a hybrid RV loan like our Park Model loans shown below, an equity loan, or even a loan from a friend or family member. In any case, since your new tiny home can generate not-so-tiny expenses, this is a subject we need to address prior to our ordering process. At Mustard Seed, the ordering process is broken down into four basic steps.

  • General Quote: This step allows you to see what your dream home can cost. This is usually adjusted for budget and features desired once we determine all the details of the Planning & Design Consultation in step 2 below.
  • Determine Financing: This step is when you confirm that you can get the financing you needs prior to proceeding.
  • Planning & Design Consultation: This is where we handle the details of your needs. Design, plans, layout, veneers and the other details that make this home…yours. From this step we arrive at a contract quote we stand by. In addition we can tell you when we can start your project, and how long it will take to build your tiny house.
  • Ordering: This is where your tiny house build begins to become a reality. Your build is scheduled, contract is signed and the process of creating your unique tiny house is underway.

If you want to finance your Mustard Seed Tiny House, we recommend a few possible solutions listed below. Also, we have come to understand that Credit Unions like Navy Federal and Postal Service Credit Union have good ways to finance purchases such as tiny homes. So check it out and see for yourself! You may find your local bank is able to help with financing options you can live with.

Park Model Tiny House Financing

We now have financing for our larger park model class tiny homes such as The Zion and The Jackson - Mustard Seed Editions! Unlike short term, high interest RV loans, these park model loans can have your monthly payments in the $500s/mo. Contact us today for more information. You can check out our larger, park model tiny homes . We now have the The Zion and The Jackson available!
The general terms can vary but seem to hover around:
23 year term
6% to 6.5% APR
10% down

Now this is something to get excited about! Request a general quote here to get more information.

Questions or Comments?

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